About

As graduate of the University of Michigan, Lalat Pattanaik is a well distinguished expert in the field of insurance & financial planning. His extensive knowledge of financial planning, advanced estate planning and insurance structures (including premium financing) has made him a sought-after advisor to work with family offices and ultra-high-net-worth (UHNW) clients. He embarked on his decades-long career as a financial planner and portfolio analyst with IDS American Express in 1990. Thereafter his training with Goldman Sachs & Northern Trust further honed his expertise in serving the complex needs of affluent families.

Over the course of his career, Lalat Pattanaik has developed specialized expertise in structuring and administering large insurance portfolios in order to meet targeted estate planning strategies and complex business objectives. He has also garnered a reputation for providing expert advice on a variety of tax, wealth transfer, and other financial services for business owners and ultra-high-net-worth families (UHNW).

Lalat Pattanaik holds dual positions as a managing partner with Apheta Business Management in California and PH Robb Legacy Alliance in Arizona. He has been involved with Apheta since establishing it in 2010 and with PH Robb since cofounding it in 2014. Both of these organizations offer insurance solutions and provide a range of wealth-transfer strategies to meet the particular goals of UHNW families as well as those of institutional clients.